Risk Disclosure

Purchasing property tokens on PropertyVault involves significant risks. You should carefully consider the following before making any purchase.

1. Market Risk

The value of real estate can fluctuate due to economic conditions, interest rates, local market dynamics, and other factors. The value of your tokens may decrease.

2. Liquidity Risk

Property tokens may have limited secondary market liquidity. You may not be able to sell your tokens quickly or at a favourable price.

3. Regulatory Risk

Securities regulations vary across jurisdictions and may change. Regulatory changes could affect the legality, tradability, or value of property tokens.

4. Technology Risk

Blockchain technology, smart contracts, and digital wallets carry risks including software bugs, network outages, and potential loss of private keys.

5. Operational and Property-Level Risk

Individual properties may be affected by vacancies, tenant defaults, maintenance failures, insurance gaps, title disputes, development delays, force majeure events, or weak local operating partners. These events may reduce distributions or impair value.

6. Currency Risk

Property valuations are denominated in USD. If your local currency depreciates against USD, the local-currency value of your holdings may change.

7. Counterparty and Settlement Risk

Transactions on the Platform may depend on custodians, payment processors, banking partners, blockchain infrastructure, KYC providers, and other third parties. Service interruption, insolvency, compliance action, or settlement failure at any of these points may delay or prevent completion of a transaction.

8. No Guaranteed Returns

Rental yields and property appreciation are projections, not guarantees. Actual returns may be lower than projected or negative.

9. Concentration Risk

Purchasing tokens linked to a small number of assets, jurisdictions, or property types may increase the effect of adverse events on your portfolio. Lack of diversification can materially increase loss severity.

10. Not Financial Advice

Nothing on the PropertyVault platform constitutes financial, legal, or tax advice. Consult a qualified professional before making purchase decisions.